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You'll have 2 months after you get both Part A and Part B for the very first time to join a strategy. Join any Medicare Benefit Plan with or without drug coverage. The month after you sign up with the plan. October 15-December 7. Sign up with, drop, or switch to another Medicare Benefit Plan with or without drug coverage (or add or drop drug coverage). Switch from Initial Medicare to a Medicare Benefit Plan from a Medicare Advantage Plan to Original Medicare.

January 1 of the next year.(only if you're currently in a Medicare Benefit Strategy)January 1-March 31. Within the first 3 months you get Medicare.Switch to another Medicare Benefit Strategy with or without drug coverage. Drop your Medicare Advantage Plan and return to Initial Medicare. You'll also have the ability to join a different Medicare drug strategy.

Varies. Depending on your scenario: Sign up with a Medicare Benefit Strategy (with or without drug protection) or Medicare drug planSwitch to another planIf you sign up for Part A and/or Part B during an Unique Registration Duration since of an exceptional situation, you'll have 2 months to join a strategy or switch to another plan.

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Generally, the very first of the month after the plan gets your request. Other times when you can join a health or drug strategy.

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On August 25, 2026, CMS released the "Medicare Benefit and Part D Registration and Disenrollment Guidance" memorandum through HPMS to reveal the updates to the registration and disenrollment guidance for MA and Part D prepares for 2027. A quick summary of the guidance updates, and the updated appendices, design notifications, and displays for MA and Part D plans are provided in separate files.

Plans might, additionally, use the updated assistance for AEP enrollments reliable January 1, 2027. This page includes registration and disenrollment guidance for Part D strategy sponsors and other celebrations interested in the policy and operational elements of Part D plan enrollment and disenrollment. The guidance on this page covers the registration and eligibility arrangements set forth at 42 CFR 417, Subpart K, 42 CFR 422, Subpart B and 42 CFR 423, Subpart B.

To join Part D strategy, a private need to: Have Medicare Part A (Medical Facility Insurance Coverage) or Part B (Medical Insurance Coverage). Reside in the service area of the plan you wish to sign up with. Be a U.S. person or legally present in the U.S.Complete an enrollment demand throughout a valid election period. There are 6 types of election durations: Preliminary Enrollment Period for Part D (Part D IEP)Initial Protection Election Duration (ICEP)Yearly Coordinated Election Duration (AEP)Medicare Advantage Open Enrollment Period (MA OEP)Open Registration Period for Institutionalized Individuals (OEPI)Unique Election Periods (SEPs).

People entitled to Medicare Part A or registered in Part B are qualified for Prescription Drug Strategies (PDPs). The beneficiary needs to have both Components A and B protection to enlist in a Medicare Advantage Part D (MA-PD) strategy. In addition, dual-eligible participants and beneficiaries with limited income and resources who qualify for both Medicare and Medicaid are required to enroll in a Medicare prescription drug program to keep coverage for prescription medication.

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Filter to Enter your list of prescription drugs (names, does, frequency)The tool will show you plans available in your location, with estimated expenses (premiums, out-of-pocket)Usage filters or sort by "lowest expense," "star score," etc, to discover strategies that suit you Once you select a strategy: Click under the plan you desire.

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Verify your individual and Medicare informationProvide any plan-specific details if promptedSubmit the enrollmentNote: In some cases, enrollment may reroute you to the strategy's own website to settle. After enrolling, you should get verification and can check enrollment status via your accountThe coverage effective date depends on when you register (for example, enrolling throughout the open enrollment period offers protection beginning January 1 of the next year) If your income and resources are restricted, you might qualify for, which reduces your Part D expenses (premiums, deductibles, copays).